2021 SGD to SAR Historical Review

YEARLY HIGH

2.8475 SAR

YEARLY LOW

2.7332 SAR

YEARLY AVERAGE

2.7916 SAR

2021 SGD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.8475. Conversely, the yearly low was recorded on December 4, dropping to 2.7332.

This high-to-low spread represents a total annual volatility of 0.1144 SAR. From a start-to-finish perspective, comparing the January average rate of 2.8287 to the December average rate of 2.7525, the exchange rate registered a net change of -2.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.8475 was up 0.35% compared to the 2020 peak of 2.8377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 14,238 SAR

2020 Average 13,608 SAR

Yearly Trough Low 13,666 SAR

Transaction Impact: A difference of 571.90 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.8363

2.7449

JanuMarcMayJulySeptNove

SGD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8147, compared to 2.7686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0462 points.

H1 Avg (Jan–Jun) 2.8147

H2 Avg (Jul–Dec) 2.7686

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0505 SAR (High: 2.7837 / Low: 2.7332). On the other end, January was the most stable month, with a tight range of 0.0309 SAR (High: 2.8475 / Low: 2.8167).

December Spread (Volatile) ±0.0505

January Spread (Stable) ±0.0309

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0425 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0425

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.8287) against the same month in 2020 (average: 2.7771), the exchange rate shifted by +0.0515 (+1.86%).

2021 Avg (January) 2.8287

2020 Avg (January) 2.7771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8475	2.8167	2.8287
February	2.8437	2.8056	2.8248
March	2.8254	2.7782	2.7933
April	2.8316	2.7866	2.8091
May	2.8397	2.8066	2.8214
June	2.8357	2.7871	2.8112
July	2.7886	2.7448	2.7687
August	2.7898	2.7479	2.7681
September	2.7970	2.7548	2.7830
October	2.7932	2.7600	2.7757
November	2.7849	2.7355	2.7632
December	2.7837	2.7332	2.7525