2014 SGD to SAR Historical Review

YEARLY HIGH

3.0295 SAR

YEARLY LOW

2.8327 SAR

YEARLY AVERAGE

2.9608 SAR

2014 SGD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 3.0295. Conversely, the yearly low was recorded on December 31, dropping to 2.8327.

This high-to-low spread represents a total annual volatility of 0.1968 SAR. From a start-to-finish perspective, comparing the January average rate of 2.9481 to the December average rate of 2.8510, the exchange rate registered a net change of -3.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.0295 was down 1.38% compared to the 2013 peak of 3.0719, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 15,148 SAR

2013 Average 14,989 SAR

Yearly Trough Low 14,163 SAR

Transaction Impact: A difference of 984.12 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.0336

2.8344

JanuMarcMayJulySeptNove

SGD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9753, compared to 2.9463 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0290 points.

H1 Avg (Jan–Jun) 2.9753

H2 Avg (Jul–Dec) 2.9463

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0606 SAR (High: 3.0014 / Low: 2.9407). On the other end, August was the most stable month, with a tight range of 0.0174 SAR (High: 3.0126 / Low: 2.9952).

September Spread (Volatile) ±0.0606

August Spread (Stable) ±0.0174

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0458 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0458

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 3.0170) against the same month in 2013 (average: 2.9584), the exchange rate shifted by +0.0586 (+1.98%).

2014 Avg (July) 3.0170

2013 Avg (July) 2.9584

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9681	2.9314	2.9481
February	2.9788	2.9370	2.9610
March	2.9820	2.9415	2.9594
April	3.0055	2.9696	2.9891
May	3.0065	2.9866	2.9961
June	3.0068	2.9823	2.9982
July	3.0295	3.0070	3.0170
August	3.0126	2.9952	3.0038
September	3.0014	2.9407	2.9682
October	2.9519	2.9210	2.9417
November	2.9193	2.8765	2.8960
December	2.8763	2.8327	2.8510