2020 SGD to SAR Historical Review

YEARLY HIGH

2.8377 SAR

YEARLY LOW

2.5778 SAR

YEARLY AVERAGE

2.7215 SAR

2020 SGD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.8377. Conversely, the yearly low was recorded on March 23, dropping to 2.5778.

This high-to-low spread represents a total annual volatility of 0.2600 SAR. From a start-to-finish perspective, comparing the January average rate of 2.7771 to the December average rate of 2.8164, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.8377 was up 1.82% compared to the 2019 peak of 2.7871, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 14,189 SAR

2019 Average 13,749 SAR

Yearly Trough Low 12,889 SAR

Transaction Impact: A difference of 1,299.81 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8339

2.6238

JanuMarcMayJulySeptNove

SGD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6851, compared to 2.7578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0726 points.

H1 Avg (Jan–Jun) 2.6851

H2 Avg (Jul–Dec) 2.7578

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1482 SAR (High: 2.7260 / Low: 2.5778). On the other end, October was the most stable month, with a tight range of 0.0277 SAR (High: 2.7729 / Low: 2.7452).

March Spread (Volatile) ±0.1482

October Spread (Stable) ±0.0277

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0768 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.8164) against the same month in 2019 (average: 2.7651), the exchange rate shifted by +0.0513 (+1.85%).

2020 Avg (December) 2.8164

2019 Avg (December) 2.7651

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7886	2.7487	2.7771
February	2.7496	2.6761	2.7004
March	2.7260	2.5778	2.6514
April	2.6637	2.6124	2.6413
May	2.6597	2.6319	2.6484
June	2.7085	2.6654	2.6923
July	2.7352	2.6877	2.7030
August	2.7616	2.7250	2.7391
September	2.7634	2.7235	2.7449
October	2.7729	2.7452	2.7585
November	2.8040	2.7422	2.7848
December	2.8377	2.8037	2.8164