2015 SGD to SAR Historical Review

YEARLY HIGH

2.8405 SAR

YEARLY LOW

2.6172 SAR

YEARLY AVERAGE

2.7304 SAR

2015 SGD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 2.8405. Conversely, the yearly low was recorded on October 3, dropping to 2.6172.

This high-to-low spread represents a total annual volatility of 0.2233 SAR. From a start-to-finish perspective, comparing the January average rate of 2.8098 to the December average rate of 2.6652, the exchange rate registered a net change of -5.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.8405 was down 6.24% compared to the 2014 peak of 3.0295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 14,203 SAR

2014 Average 14,804 SAR

Yearly Trough Low 13,086 SAR

Transaction Impact: A difference of 1,116.56 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.8280

2.6334

JanuMarcMayJulySeptNove

SGD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7801, compared to 2.6807 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0995 points.

H1 Avg (Jan–Jun) 2.7801

H2 Avg (Jul–Dec) 2.6807

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.1048 SAR (High: 2.8405 / Low: 2.7357). On the other end, February was the most stable month, with a tight range of 0.0371 SAR (High: 2.7907 / Low: 2.7537).

April Spread (Volatile) ±0.1048

February Spread (Stable) ±0.0371

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0719 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0719

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 2.7802) against the same month in 2014 (average: 2.9891), the exchange rate shifted by -0.2089 (-6.99%).

2015 Avg (April) 2.7802

2014 Avg (April) 2.9891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8311	2.7773	2.8098
February	2.7907	2.7537	2.7680
March	2.7519	2.6950	2.7237
April	2.8405	2.7357	2.7802
May	2.8395	2.7777	2.8118
June	2.8119	2.7613	2.7872
July	2.7848	2.7313	2.7564
August	2.7350	2.6590	2.6845
September	2.6821	2.6265	2.6496
October	2.7141	2.6172	2.6758
November	2.6840	2.6334	2.6526
December	2.6853	2.6473	2.6652