2014 SGD to XDR Historical Review

YEARLY HIGH

0.5305 XDR

YEARLY LOW

0.5071 XDR

YEARLY AVERAGE

0.5195 XDR

2014 SGD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.5305. Conversely, the yearly low was recorded on January 26, dropping to 0.5071.

This high-to-low spread represents a total annual volatility of 0.0234 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5119 to the December average rate of 0.5219, the exchange rate registered a net change of 1.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5305 was down 1.76% compared to the 2013 peak of 0.5400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,652 XDR

2013 Average 2,630 XDR

Yearly Trough Low 2,535 XDR

Transaction Impact: A difference of 116.84 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5297

0.5080

JanuMarcMayJulySeptNove

SGD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5140, compared to 0.5250 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0110 points.

H1 Avg (Jan–Jun) 0.5140

H2 Avg (Jul–Dec) 0.5250

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0084 XDR (High: 0.5155 / Low: 0.5071). On the other end, April was the most stable month, with a tight range of 0.0038 XDR (High: 0.5168 / Low: 0.5130).

January Spread (Volatile) ±0.0084

April Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0043 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 0.5279) against the same month in 2013 (average: 0.5198), the exchange rate shifted by +0.0081 (+1.56%).

2014 Avg (September) 0.5279

2013 Avg (September) 0.5198

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5155	0.5071	0.5119
February	0.5145	0.5097	0.5127
March	0.5146	0.5075	0.5099
April	0.5168	0.5130	0.5148
May	0.5177	0.5138	0.5165
June	0.5206	0.5166	0.5185
July	0.5252	0.5181	0.5218
August	0.5279	0.5213	0.5248
September	0.5305	0.5264	0.5279
October	0.5296	0.5254	0.5275
November	0.5292	0.5226	0.5262
December	0.5240	0.5202	0.5219