YEARLY HIGH
0.5617 XDR
YEARLY LOW
0.4947 XDR
YEARLY AVERAGE
0.5292 XDR

2022 SGD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 0.5617. Conversely, the yearly low was recorded on September 27, dropping to 0.4947.

This high-to-low spread represents a total annual volatility of 0.0669 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5277 to the December average rate of 0.5569, the exchange rate registered a net change of 5.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5617 was up 6.19% compared to the 2021 peak of 0.5289, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,808 XDR
2021 Average 2,612 XDR
Yearly Trough Low 2,474 XDR
Transaction Impact: A difference of 334.73 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5613
0.5095
JanuMarcMayJulySeptNove

SGD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5280, compared to 0.5304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.5280
H2 Avg (Jul–Dec) 0.5304

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0578 XDR (High: 0.5596 / Low: 0.5018). On the other end, January was the most stable month, with a tight range of 0.0057 XDR (High: 0.5303 / Low: 0.5246).

November Spread (Volatile) ±0.0578
January Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0148 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0148

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.5569) against the same month in 2021 (average: 0.5233), the exchange rate shifted by +0.0337 (+6.43%).

2022 Avg (December) 0.5569
2021 Avg (December) 0.5233

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5303 0.5246 0.5277
February 0.5317 0.5237 0.5290
March 0.5306 0.5247 0.5280
April 0.5340 0.5247 0.5289
May 0.5311 0.5229 0.5273
June 0.5315 0.5223 0.5270
July 0.5332 0.5213 0.5272
August 0.5362 0.5279 0.5316
September 0.5516 0.4947 0.5169
October 0.5490 0.4948 0.5138
November 0.5596 0.5018 0.5362
December 0.5617 0.5513 0.5569