2015 SGD to XDR Historical Review

YEARLY HIGH

0.5428 XDR

YEARLY LOW

0.4976 XDR

YEARLY AVERAGE

0.5201 XDR

2015 SGD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.5428. Conversely, the yearly low was recorded on October 3, dropping to 0.4976.

This high-to-low spread represents a total annual volatility of 0.0452 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5258 to the December average rate of 0.5122, the exchange rate registered a net change of -2.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5428 was up 2.33% compared to the 2014 peak of 0.5305, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,714 XDR

2014 Average 2,598 XDR

Yearly Trough Low 2,488 XDR

Transaction Impact: A difference of 226.05 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5388

0.4991

JanuMarcMayJulySeptNove

SGD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5285, compared to 0.5118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0167 points.

H1 Avg (Jan–Jun) 0.5285

H2 Avg (Jul–Dec) 0.5118

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0246 XDR (High: 0.5226 / Low: 0.4980). On the other end, February was the most stable month, with a tight range of 0.0046 XDR (High: 0.5249 / Low: 0.5203).

August Spread (Volatile) ±0.0246

February Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0159 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.5355) against the same month in 2014 (average: 0.5148), the exchange rate shifted by +0.0207 (+4.02%).

2015 Avg (April) 0.5355

2014 Avg (April) 0.5148

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5312	0.5201	0.5258
February	0.5249	0.5203	0.5223
March	0.5279	0.5213	0.5245
April	0.5428	0.5305	0.5355
May	0.5363	0.5312	0.5339
June	0.5320	0.5263	0.5288
July	0.5303	0.5217	0.5264
August	0.5226	0.4980	0.5104
September	0.5080	0.4990	0.5024
October	0.5130	0.4976	0.5076
November	0.5171	0.5075	0.5118
December	0.5184	0.5083	0.5122