2021 SGD to XDR Historical Review

YEARLY HIGH

0.5289 XDR

YEARLY LOW

0.5151 XDR

YEARLY AVERAGE

0.5223 XDR

2021 SGD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.5289. Conversely, the yearly low was recorded on July 20, dropping to 0.5151.

This high-to-low spread represents a total annual volatility of 0.0138 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5231 to the December average rate of 0.5233, the exchange rate registered a net change of 0.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5289 was down 1.68% compared to the 2020 peak of 0.5379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,645 XDR

2020 Average 2,603 XDR

Yearly Trough Low 2,576 XDR

Transaction Impact: A difference of 68.82 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5249

0.5179

JanuMarcMayJulySeptNove

SGD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5227, compared to 0.5220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.5227

H2 Avg (Jul–Dec) 0.5220

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0095 XDR (High: 0.5289 / Low: 0.5194). On the other end, April was the most stable month, with a tight range of 0.0040 XDR (High: 0.5260 / Low: 0.5220).

December Spread (Volatile) ±0.0095

April Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0037 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.5233) against the same month in 2020 (average: 0.5219), the exchange rate shifted by +0.0014 (+0.27%).

2021 Avg (December) 0.5233

2020 Avg (December) 0.5219

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5270	0.5211	0.5231
February	0.5254	0.5200	0.5230
March	0.5243	0.5177	0.5215
April	0.5260	0.5220	0.5243
May	0.5264	0.5194	0.5225
June	0.5254	0.5185	0.5221
July	0.5213	0.5151	0.5185
August	0.5241	0.5161	0.5194
September	0.5251	0.5188	0.5223
October	0.5278	0.5211	0.5239
November	0.5274	0.5211	0.5243
December	0.5289	0.5194	0.5233