YEARLY HIGH
0.5924 XDR
YEARLY LOW
0.5347 XDR
YEARLY AVERAGE
0.5520 XDR

2025 SGD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 0.5924. Conversely, the yearly low was recorded on July 31, dropping to 0.5347.

This high-to-low spread represents a total annual volatility of 0.0577 XDR. From a start-to-finish perspective, comparing the January average rate of 0.5647 to the December average rate of 0.5396, the exchange rate registered a net change of -4.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5924 was up 2.52% compared to the 2024 peak of 0.5779, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,962 XDR
2024 Average 2,818 XDR
Yearly Trough Low 2,674 XDR
Transaction Impact: A difference of 288.65 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5709
0.5367
JanuMarcMayJulySeptNove

SGD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5605, compared to 0.5434 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.5605
H2 Avg (Jul–Dec) 0.5434

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0577 XDR (High: 0.5924 / Low: 0.5347). On the other end, December was the most stable month, with a tight range of 0.0052 XDR (High: 0.5429 / Low: 0.5377).

July Spread (Volatile) ±0.0577
December Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0116 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.5512) against the same month in 2024 (average: 0.5619), the exchange rate shifted by -0.0107 (-1.91%).

2025 Avg (July) 0.5512
2024 Avg (July) 0.5619

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5726 0.5585 0.5647
February 0.5721 0.5588 0.5680
March 0.5731 0.5584 0.5641
April 0.5700 0.5403 0.5525
May 0.5843 0.5494 0.5592
June 0.5877 0.5453 0.5547
July 0.5924 0.5347 0.5512
August 0.5495 0.5380 0.5449
September 0.5451 0.5365 0.5410
October 0.5434 0.5379 0.5406
November 0.5653 0.5394 0.5434
December 0.5429 0.5377 0.5396