2020 SGD to XPF Historical Review

YEARLY HIGH

80.0943 XPF

YEARLY LOW

73.1712 XPF

YEARLY AVERAGE

75.8583 XPF

2020 SGD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 80.0943. Conversely, the yearly low was recorded on December 21, dropping to 73.1712.

This high-to-low spread represents a total annual volatility of 6.9231 XPF. From a start-to-finish perspective, comparing the January average rate of 79.5581 to the December average rate of 73.5929, the exchange rate registered a net change of -7.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 80.0943 was up 0.53% compared to the 2019 peak of 79.6681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 400,471 XPF

2019 Average 390,648 XPF

Yearly Trough Low 365,856 XPF

Transaction Impact: A difference of 34,615.57 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

80.1546

72.9964

JanuMarcMayJulySeptNove

SGD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 77.4193, compared to 74.2973 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.1219 points.

H1 Avg (Jan–Jun) 77.4193

H2 Avg (Jul–Dec) 74.2973

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 2.8190 XPF (High: 76.1142 / Low: 73.2952). On the other end, November was the most stable month, with a tight range of 0.6195 XPF (High: 75.1147 / Low: 74.4951).

July Spread (Volatile) ±2.8190

November Spread (Stable) ±0.6195

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.5962 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.5962

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 79.5581) against the same month in 2019 (average: 77.0571), the exchange rate shifted by +2.5010 (+3.25%).

2020 Avg (January) 79.5581

2019 Avg (January) 77.0571

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	80.0943	78.8010	79.5581
February	79.4069	77.6628	78.6867
March	77.3466	74.8331	76.0905
April	77.7612	75.9348	77.1344
May	77.9124	75.9824	76.9721
June	76.4730	75.3004	76.0738
July	76.1142	73.2952	75.0556
August	74.0241	73.2473	73.6690
September	74.6750	73.5537	74.0949
October	74.9994	74.0710	74.5773
November	75.1147	74.4951	74.7942
December	73.9203	73.1712	73.5929