YEARLY HIGH
85.4451 XPF
YEARLY LOW
78.6495 XPF
YEARLY AVERAGE
80.9021 XPF

2025 SGD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 22, valuing the pair at 85.4451. Conversely, the yearly low was recorded on December 12, dropping to 78.6495.

This high-to-low spread represents a total annual volatility of 6.7956 XPF. From a start-to-finish perspective, comparing the January average rate of 84.6702 to the December average rate of 78.9115, the exchange rate registered a net change of -6.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 85.4451 was up 0.45% compared to the 2024 peak of 85.0654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 427,225 XPF
2024 Average 412,664 XPF
Yearly Trough Low 393,247 XPF
Transaction Impact: A difference of 33,977.85 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

85.7319
78.2915
JanuMarcMayJulySeptNove

SGD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 82.5055, compared to 79.2987 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.2068 points.

H1 Avg (Jan–Jun) 82.5055
H2 Avg (Jul–Dec) 79.2987

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 3.4107 XPF (High: 85.0900 / Low: 81.6793). On the other end, February was the most stable month, with a tight range of 0.6035 XPF (High: 85.4451 / Low: 84.8415).

March Spread (Volatile) ±3.4107
February Spread (Stable) ±0.6035

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4637 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.4637

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 85.1119) against the same month in 2024 (average: 82.1861), the exchange rate shifted by +2.9258 (+3.56%).

2025 Avg (February) 85.1119
2024 Avg (February) 82.1861

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 84.9716 84.2703 84.6702
February 85.4451 84.8415 85.1119
March 85.0900 81.6793 82.6481
April 82.2276 79.4259 80.2424
May 82.3744 80.5861 81.7144
June 81.4807 79.6680 80.6461
July 80.5771 79.2401 79.7090
August 80.0562 79.4348 79.6798
September 79.5880 78.6981 79.1304
October 79.4151 78.7934 79.0997
November 79.5163 78.8501 79.2616
December 79.2940 78.6495 78.9115