YEARLY HIGH
77.9490 XPF
YEARLY LOW
73.3340 XPF
YEARLY AVERAGE
75.0918 XPF

2021 SGD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 77.9490. Conversely, the yearly low was recorded on May 20, dropping to 73.3340.

This high-to-low spread represents a total annual volatility of 4.6150 XPF. From a start-to-finish perspective, comparing the January average rate of 73.9594 to the December average rate of 77.4167, the exchange rate registered a net change of 4.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 77.9490 was down 2.68% compared to the 2020 peak of 80.0943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 389,745 XPF
2020 Average 379,232 XPF
Yearly Trough Low 366,670 XPF
Transaction Impact: A difference of 23,074.87 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

77.7673
73.5605
JanuMarcMayJulySeptNove

SGD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.3193, compared to 75.8644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5452 points.

H1 Avg (Jan–Jun) 74.3193
H2 Avg (Jul–Dec) 75.8644

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.5653 XPF (High: 77.8393 / Low: 76.2740). On the other end, February was the most stable month, with a tight range of 0.6887 XPF (High: 74.6099 / Low: 73.9213).

November Spread (Volatile) ±1.5653
February Spread (Stable) ±0.6887

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8106 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.8106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 77.4167) against the same month in 2020 (average: 73.5929), the exchange rate shifted by +3.8239 (+5.20%).

2021 Avg (December) 77.4167
2020 Avg (December) 73.5929

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 74.4066 73.4083 73.9594
February 74.6099 73.9213 74.3103
March 75.6501 74.2509 74.6869
April 75.4034 74.2235 74.7217
May 74.5964 73.3340 73.9110
June 74.8065 73.8513 74.3262
July 75.0016 74.1233 74.4771
August 75.1893 74.2348 74.8355
September 75.9035 74.8416 75.2234
October 76.5238 75.6795 76.1523
November 77.8393 76.2740 77.0815
December 77.9490 76.8417 77.4167