YEARLY HIGH
85.0654 XPF
YEARLY LOW
81.2022 XPF
YEARLY AVERAGE
82.5330 XPF

2024 SGD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SGD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 85.0654. Conversely, the yearly low was recorded on May 31, dropping to 81.2022.

This high-to-low spread represents a total annual volatility of 3.8632 XPF. From a start-to-finish perspective, comparing the January average rate of 81.8782 to the December average rate of 84.3441, the exchange rate registered a net change of 3.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 85.0654 was up 0.92% compared to the 2023 peak of 84.2929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 425,327 XPF
2023 Average 410,576 XPF
Yearly Trough Low 406,011 XPF
Transaction Impact: A difference of 19,315.95 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

84.6091
81.4296
JanuMarcMayJulySeptNove

SGD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.9304, compared to 83.1356 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2051 points.

H1 Avg (Jan–Jun) 81.9304
H2 Avg (Jul–Dec) 83.1356

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 2.3087 XPF (High: 85.0654 / Low: 82.7567). On the other end, December was the most stable month, with a tight range of 0.5428 XPF (High: 84.5987 / Low: 84.0559).

November Spread (Volatile) ±2.3087
December Spread (Stable) ±0.5428

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3491 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 84.0297) against the same month in 2023 (average: 81.8036), the exchange rate shifted by +2.2261 (+2.72%).

2024 Avg (November) 84.0297
2023 Avg (November) 81.8036

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 82.3972 81.5448 81.8782
February 82.5501 81.8046 82.1861
March 82.0655 81.4727 81.8369
April 82.3943 81.5288 82.0003
May 82.1454 81.2022 81.6968
June 82.3800 81.2157 81.9843
July 82.5049 81.4102 81.6946
August 82.7585 81.8829 82.2893
September 83.4581 82.4789 82.9012
October 83.9640 83.0810 83.5543
November 85.0654 82.7567 84.0297
December 84.5987 84.0559 84.3441