2026 SGD to XPF Historical Review

YEARLY HIGH

81.3682 XPF

YEARLY LOW

78.7228 XPF

YEARLY AVERAGE

80.2312 XPF

2026 SGD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 81.3682. Conversely, the yearly low was recorded on January 27, dropping to 78.7228.

This high-to-low spread represents a total annual volatility of 2.6454 XPF. From a start-to-finish perspective, comparing the January average rate of 79.4103 to the December average rate of 80.6803, the exchange rate registered a net change of 1.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 81.3682 was down 4.77% compared to the 2025 peak of 85.4451, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 406,841 XPF

2025 Average 404,397 XPF

Yearly Trough Low 393,614 XPF

Transaction Impact: A difference of 13,226.87 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

81.0630

79.2600

JanuMarcMayJuly

SGD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.0428, compared to 80.7965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7537 points.

H1 Avg (Jan–Jun) 80.0428

H2 Avg (Jul–Dec) 80.7965

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.4517 XPF (High: 81.3682 / Low: 79.9165). On the other end, August was the most stable month, with a tight range of 0.2143 XPF (High: 80.7801 / Low: 80.5658).

March Spread (Volatile) ±1.4517

August Spread (Stable) ±0.2143

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6142 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 80.5873) against the same month in 2025 (average: 82.6481), the exchange rate shifted by -2.0608 (-2.49%).

2026 Avg (March) 80.5873

2025 Avg (March) 82.6481

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	79.8603	78.7228	79.4103
February	80.0058	79.1673	79.6524
March	81.3682	79.9165	80.5873
April	80.5185	79.5382	79.9731
May	80.3576	79.8565	80.1682
June	80.9816	80.0206	80.4655
July	81.2706	80.7395	80.9128
August	80.7801	80.5658	80.6803