2012 SGD to ZMK Historical Review

YEARLY HIGH

4336.0460 ZMK

YEARLY LOW

3720.0856 ZMK

YEARLY AVERAGE

4123.1983 ZMK

2012 SGD to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 4336.0460. Conversely, the yearly low was recorded on July 10, dropping to 3720.0856.

This high-to-low spread represents a total annual volatility of 615.9604 ZMK. From a start-to-finish perspective, comparing the January average rate of 4026.2584 to the December average rate of 4267.0392, the exchange rate registered a net change of 5.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 4336.0460 was up 4.17% compared to the 2011 peak of 4162.4816, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 21,680,230 ZMK

2011 Average 19,400,532 ZMK

Yearly Trough Low 18,600,428 ZMK

Transaction Impact: A difference of 3,079,801.79 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4306.2294

3835.9468

JanuMarcMayJulySeptNove

SGD to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4140.4662, compared to 4105.9304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 34.5358 points.

H1 Avg (Jan–Jun) 4140.4662

H2 Avg (Jul–Dec) 4105.9304

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 358.0018 ZMK (High: 4078.0875 / Low: 3720.0856). On the other end, March was the most stable month, with a tight range of 70.0931 ZMK (High: 4231.7859 / Low: 4161.6929).

July Spread (Volatile) ±358.0018

March Spread (Stable) ±70.0931

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 240.9604 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -240.9604

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 4267.0392) against the same month in 2011 (average: 3965.8303), the exchange rate shifted by +301.2089 (+7.60%).

2012 Avg (December) 4267.0392

2011 Avg (December) 3965.8303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4119.6589	3945.8023	4026.2584
February	4225.5174	4106.7614	4166.9405
March	4231.7859	4161.6929	4208.2699
April	4242.3094	4131.5215	4192.8476
May	4253.4675	4072.6032	4132.3832
June	4189.6354	4047.5567	4116.0974
July	4078.0875	3720.0856	3875.1370
August	4016.1763	3881.4365	3933.0403
September	4181.3259	3997.5489	4088.6116
October	4333.6555	4103.1235	4224.2579
November	4306.4762	4193.8928	4247.4965
December	4336.0460	4066.3151	4267.0392