2015 SGD to ZMK Historical Review

YEARLY HIGH

3978.0562 ZMK

YEARLY LOW

3666.3030 ZMK

YEARLY AVERAGE

3823.1465 ZMK

2015 SGD to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 3978.0562. Conversely, the yearly low was recorded on October 3, dropping to 3666.3030.

This high-to-low spread represents a total annual volatility of 311.7532 ZMK. From a start-to-finish perspective, comparing the January average rate of 3929.2316 to the December average rate of 3731.4222, the exchange rate registered a net change of -5.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 3978.0562 was down 6.25% compared to the 2014 peak of 4243.3183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 19,890,281 ZMK

2014 Average 20,726,385 ZMK

Yearly Trough Low 18,331,515 ZMK

Transaction Impact: A difference of 1,558,766.15 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3960.4893

3688.3136

JanuMarcMayJulySeptNove

SGD to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3892.2091, compared to 3754.0839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 138.1252 points.

H1 Avg (Jan–Jun) 3892.2091

H2 Avg (Jul–Dec) 3754.0839

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 147.4421 ZMK (High: 3978.0562 / Low: 3830.6141). On the other end, February was the most stable month, with a tight range of 49.0639 ZMK (High: 3906.0097 / Low: 3856.9457).

April Spread (Volatile) ±147.4421

February Spread (Stable) ±49.0639

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 101.1415 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -101.1415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 3893.5084) against the same month in 2014 (average: 4186.0887), the exchange rate shifted by -292.5803 (-6.99%).

2015 Avg (April) 3893.5084

2014 Avg (April) 4186.0887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3960.2624	3879.6693	3929.2316
February	3906.0097	3856.9457	3875.0428
March	3853.6704	3773.1039	3814.1860
April	3978.0562	3830.6141	3893.5084
May	3976.3942	3889.9622	3937.8080
June	3937.4721	3866.5991	3903.4775
July	3900.7743	3825.8051	3860.4998
August	3829.8858	3723.3879	3759.3584
September	3757.4624	3678.2120	3710.9949
October	3801.3031	3666.3030	3748.2043
November	3759.6515	3688.8796	3714.0238
December	3758.5889	3707.0150	3731.4222