2014 SGD to ZMK Historical Review

YEARLY HIGH

4243.3183 ZMK

YEARLY LOW

3964.7557 ZMK

YEARLY AVERAGE

4145.3058 ZMK

2014 SGD to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 4243.3183. Conversely, the yearly low was recorded on December 31, dropping to 3964.7557.

This high-to-low spread represents a total annual volatility of 278.5626 ZMK. From a start-to-finish perspective, comparing the January average rate of 4126.9684 to the December average rate of 3989.7914, the exchange rate registered a net change of -3.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4243.3183 was down 0.82% compared to the 2013 peak of 4278.4666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 21,216,591 ZMK

2013 Average 20,913,058 ZMK

Yearly Trough Low 19,823,778 ZMK

Transaction Impact: A difference of 1,392,813.05 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4248.6707

3966.2570

JanuMarcMayJulySeptNove

SGD to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4165.4942, compared to 4125.1173 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 40.3768 points.

H1 Avg (Jan–Jun) 4165.4942

H2 Avg (Jul–Dec) 4125.1173

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 85.8341 ZMK (High: 4202.9412 / Low: 4117.1071). On the other end, August was the most stable month, with a tight range of 24.5732 ZMK (High: 4219.0055 / Low: 4194.4322).

September Spread (Volatile) ±85.8341

August Spread (Stable) ±24.5732

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 64.7247 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -64.7247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 4225.1363) against the same month in 2013 (average: 4123.2272), the exchange rate shifted by +101.9091 (+2.47%).

2014 Avg (July) 4225.1363

2013 Avg (July) 4123.2272

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4157.1253	4105.1007	4126.9684
February	4171.9423	4089.5522	4144.3038
March	4175.8963	4096.4831	4141.2860
April	4207.6508	4158.7053	4186.0887
May	4210.3268	4182.7006	4196.2038
June	4210.4955	4170.5875	4198.1143
July	4243.3183	4210.9243	4225.1363
August	4219.0055	4194.4322	4206.6836
September	4202.9412	4117.1071	4156.6642
October	4133.8027	4089.0817	4118.5767
November	4086.6159	4026.2397	4053.8520
December	4024.8670	3964.7557	3989.7914