2012 SVC to HRK Historical Review

YEARLY HIGH

0.7090 HRK

YEARLY LOW

0.6433 HRK

YEARLY AVERAGE

0.6691 HRK

2012 SVC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SVC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.7090. Conversely, the yearly low was recorded on March 30, dropping to 0.6433.

This high-to-low spread represents a total annual volatility of 0.0656 HRK. From a start-to-finish perspective, comparing the January average rate of 0.6695 to the December average rate of 0.6565, the exchange rate registered a net change of -1.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7090 was up 6.19% compared to the 2011 peak of 0.6676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 3,545 HRK

2011 Average 3,057 HRK

Yearly Trough Low 3,217 HRK

Transaction Impact: A difference of 328.23 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7024

0.6465

JanuMarcMayJulySeptNove

SVC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6650, compared to 0.6731 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0081 points.

H1 Avg (Jan–Jun) 0.6650

H2 Avg (Jul–Dec) 0.6731

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0504 HRK (High: 0.6979 / Low: 0.6475). On the other end, April was the most stable month, with a tight range of 0.0122 HRK (High: 0.6557 / Low: 0.6435).

May Spread (Volatile) ±0.0504

April Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0299 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.6977) against the same month in 2011 (average: 0.5944), the exchange rate shifted by +0.1034 (+17.39%).

2012 Avg (July) 0.6977

2011 Avg (July) 0.5944

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6821	0.6564	0.6695
February	0.6662	0.6434	0.6555
March	0.6598	0.6433	0.6525
April	0.6557	0.6435	0.6512
May	0.6979	0.6475	0.6730
June	0.6997	0.6804	0.6886
July	0.7090	0.6809	0.6977
August	0.7006	0.6780	0.6904
September	0.6795	0.6456	0.6605
October	0.6679	0.6553	0.6617
November	0.6779	0.6630	0.6720
December	0.6662	0.6485	0.6565