2024 SVC to HRK Historical Review

YEARLY HIGH

0.8318 HRK

YEARLY LOW

0.7690 HRK

YEARLY AVERAGE

0.7962 HRK

2024 SVC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SVC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.8318. Conversely, the yearly low was recorded on August 24, dropping to 0.7690.

This high-to-low spread represents a total annual volatility of 0.0628 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7896 to the December average rate of 0.8226, the exchange rate registered a net change of 4.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.8318 was up 1.17% compared to the 2023 peak of 0.8222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 4,159 HRK

2023 Average 3,983 HRK

Yearly Trough Low 3,845 HRK

Transaction Impact: A difference of 314.07 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.8274

0.7703

JanuMarcMayJulySeptNove

SVC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7968, compared to 0.7956 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.7968

H2 Avg (Jul–Dec) 0.7956

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0391 HRK (High: 0.8267 / Low: 0.7876). On the other end, February was the most stable month, with a tight range of 0.0125 HRK (High: 0.8040 / Low: 0.7916).

November Spread (Volatile) ±0.0391

February Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0117 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.8226) against the same month in 2023 (average: 0.7878), the exchange rate shifted by +0.0348 (+4.41%).

2024 Avg (December) 0.8226

2023 Avg (December) 0.7878

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7983	0.7780	0.7896
February	0.8040	0.7916	0.7977
March	0.8003	0.7864	0.7929
April	0.8111	0.7931	0.8038
May	0.8036	0.7908	0.7967
June	0.8073	0.7900	0.8003
July	0.8020	0.7875	0.7937
August	0.7990	0.7690	0.7820
September	0.7822	0.7693	0.7751
October	0.7989	0.7789	0.7898
November	0.8267	0.7876	0.8106
December	0.8318	0.8133	0.8226