2015 SVC to HRK Historical Review

YEARLY HIGH

0.8269 HRK

YEARLY LOW

0.7219 HRK

YEARLY AVERAGE

0.7844 HRK

2015 SVC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SVC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.8269. Conversely, the yearly low was recorded on January 1, dropping to 0.7219.

This high-to-low spread represents a total annual volatility of 0.1049 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7550 to the December average rate of 0.8035, the exchange rate registered a net change of 6.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.8269 was up 14.71% compared to the 2014 peak of 0.7208, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 4,134 HRK

2014 Average 3,289 HRK

Yearly Trough Low 3,610 HRK

Transaction Impact: A difference of 524.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8152

0.7495

JanuMarcMayJulySeptNove

SVC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7811, compared to 0.7877 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.7811

H2 Avg (Jul–Dec) 0.7877

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0658 HRK (High: 0.7877 / Low: 0.7219). On the other end, February was the most stable month, with a tight range of 0.0118 HRK (High: 0.7819 / Low: 0.7700).

January Spread (Volatile) ±0.0658

February Spread (Stable) ±0.0118

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0299 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.8052) against the same month in 2014 (average: 0.6332), the exchange rate shifted by +0.1720 (+27.17%).

2015 Avg (March) 0.8052

2014 Avg (March) 0.6332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7877	0.7219	0.7550
February	0.7819	0.7700	0.7754
March	0.8269	0.7756	0.8052
April	0.8172	0.7781	0.8050
May	0.7934	0.7508	0.7751
June	0.7907	0.7615	0.7708
July	0.8014	0.7796	0.7878
August	0.7952	0.7535	0.7766
September	0.7824	0.7635	0.7723
October	0.7948	0.7616	0.7761
November	0.8257	0.7886	0.8097
December	0.8231	0.7945	0.8035