2026 SVC to HRK Historical Review

YEARLY HIGH

0.7585 HRK

YEARLY LOW

0.7173 HRK

YEARLY AVERAGE

0.7417 HRK

2026 SVC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SVC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.7585. Conversely, the yearly low was recorded on January 27, dropping to 0.7173.

This high-to-low spread represents a total annual volatility of 0.0413 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7341 to the December average rate of 0.7478, the exchange rate registered a net change of 1.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7585 was down 9.84% compared to the 2025 peak of 0.8413, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 3,793 HRK

2025 Average 3,817 HRK

Yearly Trough Low 3,586 HRK

Transaction Impact: A difference of 206.44 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7567

0.7260

JanuMarcMayJuly

SVC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7387, compared to 0.7510 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0123 points.

H1 Avg (Jan–Jun) 0.7387

H2 Avg (Jul–Dec) 0.7510

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0252 HRK (High: 0.7425 / Low: 0.7173). On the other end, August was the most stable month, with a tight range of 0.0028 HRK (High: 0.7490 / Low: 0.7463).

January Spread (Volatile) ±0.0252

August Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0085 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0085

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.7483) against the same month in 2025 (average: 0.7468), the exchange rate shifted by +0.0014 (+0.19%).

2026 Avg (June) 0.7483

2025 Avg (June) 0.7468

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7425	0.7173	0.7341
February	0.7325	0.7210	0.7286
March	0.7543	0.7334	0.7455
April	0.7498	0.7293	0.7369
May	0.7406	0.7344	0.7387
June	0.7585	0.7394	0.7483
July	0.7571	0.7510	0.7542
August	0.7490	0.7463	0.7478