2016 SVC to HRK Historical Review

YEARLY HIGH

0.8296 HRK

YEARLY LOW

0.7464 HRK

YEARLY AVERAGE

0.7784 HRK

2016 SVC to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SVC to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.8296. Conversely, the yearly low was recorded on May 3, dropping to 0.7464.

This high-to-low spread represents a total annual volatility of 0.0832 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8057 to the December average rate of 0.8175, the exchange rate registered a net change of 1.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.8296 was up 0.33% compared to the 2015 peak of 0.8269, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 4,148 HRK

2015 Average 3,922 HRK

Yearly Trough Low 3,732 HRK

Transaction Impact: A difference of 415.88 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.8237

0.7500

JanuMarcMayJulySeptNove

SVC to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7748, compared to 0.7820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.7748

H2 Avg (Jul–Dec) 0.7820

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0433 HRK (High: 0.8002 / Low: 0.7569). On the other end, September was the most stable month, with a tight range of 0.0081 HRK (High: 0.7683 / Low: 0.7602).

March Spread (Volatile) ±0.0433

September Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0203 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.8175) against the same month in 2015 (average: 0.8035), the exchange rate shifted by +0.0141 (+1.75%).

2016 Avg (December) 0.8175

2015 Avg (December) 0.8035

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8112	0.8011	0.8057
February	0.8063	0.7729	0.7867
March	0.8002	0.7569	0.7765
April	0.7627	0.7501	0.7562
May	0.7712	0.7464	0.7590
June	0.7812	0.7549	0.7649
July	0.7783	0.7652	0.7734
August	0.7703	0.7552	0.7633
September	0.7683	0.7602	0.7643
October	0.7890	0.7645	0.7775
November	0.8145	0.7713	0.7961
December	0.8296	0.8023	0.8175