2015 HRK to STD Historical Review

YEARLY HIGH

3286.3174 STD

YEARLY LOW

3154.2613 STD

YEARLY AVERAGE

3217.8871 STD

2015 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 3286.3174. Conversely, the yearly low was recorded on January 15, dropping to 3154.2613.

This high-to-low spread represents a total annual volatility of 132.0561 STD. From a start-to-finish perspective, comparing the January average rate of 3181.9243 to the December average rate of 3206.8089, the exchange rate registered a net change of 0.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3286.3174 was up 1.34% compared to the 2014 peak of 3242.9744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,431,587 STD

2014 Average 16,052,064 STD

Yearly Trough Low 15,771,306 STD

Transaction Impact: A difference of 660,280.40 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3247.1884

3175.5687

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3212.6445, compared to 3223.1297 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.4852 points.

H1 Avg (Jan–Jun) 3212.6445

H2 Avg (Jul–Dec) 3223.1297

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 97.2531 STD (High: 3286.3174 / Low: 3189.0642). On the other end, February was the most stable month, with a tight range of 34.2159 STD (High: 3199.2908 / Low: 3165.0749).

August Spread (Volatile) ±97.2531

February Spread (Stable) ±34.2159

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 17.8733 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -17.8733

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 3241.2201) against the same month in 2014 (average: 3210.6114), the exchange rate shifted by +30.6087 (+0.95%).

2015 Avg (August) 3241.2201

2014 Avg (August) 3210.6114

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3202.9470	3154.2613	3181.9243
February	3199.2908	3165.0749	3181.5370
March	3232.9685	3187.2851	3206.4633
April	3255.0612	3200.9537	3226.1649
May	3273.2099	3221.4830	3239.9907
June	3272.3780	3210.1551	3239.7869
July	3245.1699	3204.1484	3227.7030
August	3286.3174	3189.0642	3241.2201
September	3269.1380	3180.6868	3228.6984
October	3247.3849	3182.5100	3210.8251
November	3273.3072	3205.5376	3223.5228
December	3237.7542	3184.4148	3206.8089

2015 HRK నుండి STD చారిత్రక సమీక్ష