2024 HRK to STD Historical Review

YEARLY HIGH

3310.0352 STD

YEARLY LOW

3061.0959 STD

YEARLY AVERAGE

3199.5497 STD

2024 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 3310.0352. Conversely, the yearly low was recorded on December 18, dropping to 3061.0959.

This high-to-low spread represents a total annual volatility of 248.9393 STD. From a start-to-finish perspective, comparing the January average rate of 3225.6968 to the December average rate of 3096.7140, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 3310.0352 was down 2.78% compared to the 2023 peak of 3404.5515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,550,176 STD

2023 Average 16,217,026 STD

Yearly Trough Low 15,305,480 STD

Transaction Impact: A difference of 1,244,696.41 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

3303.8819

3077.8805

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3196.7635, compared to 3202.3358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.5723 points.

H1 Avg (Jan–Jun) 3196.7635

H2 Avg (Jul–Dec) 3202.3358

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 151.8839 STD (High: 3232.3794 / Low: 3080.4955). On the other end, March was the most stable month, with a tight range of 47.6123 STD (High: 3238.9378 / Low: 3191.3256).

November Spread (Volatile) ±151.8839

March Spread (Stable) ±47.6123

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 80.5971 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -80.5971

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 3259.5200) against the same month in 2023 (average: 3225.6588), the exchange rate shifted by +33.8612 (+1.05%).

2024 Avg (August) 3259.5200

2023 Avg (August) 3225.6588

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3263.9865	3195.7970	3225.6968
February	3215.8382	3166.9632	3191.8139
March	3238.9378	3191.3256	3213.5813
April	3212.3239	3140.9550	3170.1530
May	3220.2302	3169.1753	3197.2754
June	3225.4870	3158.4849	3182.0605
July	3235.2151	3175.1474	3209.1145
August	3310.0352	3190.2363	3259.5200
September	3309.0835	3256.3148	3285.0485
October	3272.1163	3188.2588	3222.1076
November	3232.3794	3080.4955	3141.5104
December	3129.0475	3061.0959	3096.7140

2024 HRK నుండి STD చారిత్రక సమీక్ష