2021 HRK to STD Historical Review

YEARLY HIGH

3380.2618 STD

YEARLY LOW

3153.3167 STD

YEARLY AVERAGE

3255.4890 STD

2021 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 3380.2618. Conversely, the yearly low was recorded on November 16, dropping to 3153.3167.

This high-to-low spread represents a total annual volatility of 226.9451 STD. From a start-to-finish perspective, comparing the January average rate of 3291.8476 to the December average rate of 3188.7035, the exchange rate registered a net change of -3.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3380.2618 was down 0.80% compared to the 2020 peak of 3407.6409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 16,901,309 STD

2020 Average 16,280,662 STD

Yearly Trough Low 15,766,584 STD

Transaction Impact: A difference of 1,134,725.49 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3364.0876

3172.7595

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3282.1101, compared to 3228.8679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 53.2421 points.

H1 Avg (Jan–Jun) 3282.1101

H2 Avg (Jul–Dec) 3228.8679

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 155.2481 STD (High: 3373.7724 / Low: 3218.5244). On the other end, December was the most stable month, with a tight range of 39.3500 STD (High: 3210.8760 / Low: 3171.5260).

June Spread (Volatile) ±155.2481

December Spread (Stable) ±39.3500

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 54.1468 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -54.1468

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 3348.1435) against the same month in 2020 (average: 3176.5233), the exchange rate shifted by +171.6202 (+5.40%).

2021 Avg (May) 3348.1435

2020 Avg (May) 3176.5233

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3342.7773	3271.4274	3291.8476
February	3281.8141	3229.1857	3254.5248
March	3261.6660	3180.0149	3226.2156
April	3329.0102	3235.8190	3277.9321
May	3380.2618	3302.7662	3348.1435
June	3373.7724	3218.5244	3293.9967
July	3278.0128	3217.1121	3248.3819
August	3279.1340	3228.6450	3255.5853
September	3291.5759	3202.1892	3256.5042
October	3260.0860	3213.7034	3233.0787
November	3237.0158	3153.3167	3190.9542
December	3210.8760	3171.5260	3188.7035

2021 HRK నుండి STD చారిత్రక సమీక్ష