2026 HRK to STD Historical Review

YEARLY HIGH

3554.9725 STD

YEARLY LOW

3358.5240 STD

YEARLY AVERAGE

3438.3253 STD

2026 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 3554.9725. Conversely, the yearly low was recorded on June 24, dropping to 3358.5240.

This high-to-low spread represents a total annual volatility of 196.4485 STD. From a start-to-finish perspective, comparing the January average rate of 3470.1659 to the December average rate of 3375.6945, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3554.9725 was up 1.26% compared to the 2025 peak of 3510.6742, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,774,863 STD

2025 Average 16,716,215 STD

Yearly Trough Low 16,792,620 STD

Transaction Impact: A difference of 982,242.50 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3509.1751

3363.5599

JanuMarcMayJuly

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3448.7638, compared to 3375.6945 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 73.0693 points.

H1 Avg (Jan–Jun) 3448.7638

H2 Avg (Jul–Dec) 3375.6945

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 124.8555 STD (High: 3554.9725 / Low: 3430.1170). On the other end, July was the most stable month, with a tight range of 25.2494 STD (High: 3387.8644 / Low: 3362.6150).

January Spread (Volatile) ±124.8555

July Spread (Stable) ±25.2494

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 79.2635 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -79.2635

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3470.1659) against the same month in 2025 (average: 3059.9855), the exchange rate shifted by +410.1803 (+13.40%).

2026 Avg (January) 3470.1659

2025 Avg (January) 3059.9855

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3554.9725	3430.1170	3470.1659
February	3520.4365	3480.4789	3497.0405
March	3477.8512	3376.1889	3417.7771
April	3491.6882	3403.9026	3456.6050
May	3466.3335	3438.3042	3447.8107
June	3443.3797	3358.5240	3403.1836
July	3387.8644	3362.6150	3375.6945

2026 HRK నుండి STD చారిత్రక సమీక్ష