2023 HRK to STD Historical Review

YEARLY HIGH

3404.5515 STD

YEARLY LOW

3095.8661 STD

YEARLY AVERAGE

3243.3446 STD

2023 HRK to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 3404.5515. Conversely, the yearly low was recorded on October 3, dropping to 3095.8661.

This high-to-low spread represents a total annual volatility of 308.6853 STD. From a start-to-finish perspective, comparing the January average rate of 3268.2285 to the December average rate of 3229.1863, the exchange rate registered a net change of -1.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 3404.5515 was up 3.74% compared to the 2022 peak of 3281.7161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,022,757 STD

2022 Average 15,486,918 STD

Yearly Trough Low 15,479,331 STD

Transaction Impact: A difference of 1,543,426.64 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

3360.4341

3102.7678

JanuMarcMayJulySeptNove

HRK to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3274.3085, compared to 3212.3807 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 61.9278 points.

H1 Avg (Jan–Jun) 3274.3085

H2 Avg (Jul–Dec) 3212.3807

Volatility Range Comparison

Volatility

The most volatile month in 2023 was July, with a trading range of 152.1266 STD (High: 3404.5515 / Low: 3252.4249). On the other end, October was the most stable month, with a tight range of 59.2483 STD (High: 3155.1144 / Low: 3095.8661).

July Spread (Volatile) ±152.1266

October Spread (Stable) ±59.2483

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 113.3031 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -113.3031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 3338.9619) against the same month in 2022 (average: 3021.1799), the exchange rate shifted by +317.7820 (+10.52%).

2023 Avg (July) 3338.9619

2022 Avg (July) 3021.1799

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3308.4720	3187.1829	3268.2285
February	3335.3530	3194.5703	3240.2756
March	3303.3145	3195.6106	3243.0779
April	3349.2869	3273.1131	3320.1456
May	3353.2107	3239.3937	3290.0616
June	3329.6960	3240.2868	3284.0618
July	3404.5515	3252.4249	3338.9619
August	3256.0755	3192.2167	3225.6588
September	3191.5966	3106.8054	3156.8244
October	3155.1144	3095.8661	3124.2399
November	3253.9642	3130.2449	3199.4130
December	3285.0198	3182.3505	3229.1863

2023 HRK నుండి STD చారిత్రక సమీక్ష