YEARLY HIGH
5.7517 MAD
YEARLY LOW
5.4197 MAD
YEARLY AVERAGE
5.5307 MAD

2012 TND to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TND to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 5.7517. Conversely, the yearly low was recorded on December 19, dropping to 5.4197.

This high-to-low spread represents a total annual volatility of 0.3319 MAD. From a start-to-finish perspective, comparing the January average rate of 5.6948 to the December average rate of 5.4410, the exchange rate registered a net change of -4.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.7517 was down 2.48% compared to the 2011 peak of 5.8977, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 28,758 MAD
2011 Average 28,765 MAD
Yearly Trough Low 27,099 MAD
Transaction Impact: A difference of 1,659.54 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.7202
5.4156
JanuMarcMayJulySeptNove

TND to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5785, compared to 5.4829 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0956 points.

H1 Avg (Jan–Jun) 5.5785
H2 Avg (Jul–Dec) 5.4829

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.1705 MAD (High: 5.6378 / Low: 5.4673). On the other end, October was the most stable month, with a tight range of 0.0371 MAD (High: 5.4890 / Low: 5.4518).

April Spread (Volatile) ±0.1705
October Spread (Stable) ±0.0371

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0745 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0745

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 5.6948) against the same month in 2011 (average: 5.8252), the exchange rate shifted by -0.1304 (-2.24%).

2012 Avg (January) 5.6948
2011 Avg (January) 5.8252

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7517 5.6288 5.6948
February 5.6543 5.5610 5.6203
March 5.6352 5.5673 5.5962
April 5.6378 5.4673 5.5563
May 5.5185 5.4710 5.4970
June 5.5468 5.4668 5.5065
July 5.5557 5.5071 5.5281
August 5.5544 5.4961 5.5188
September 5.5044 5.4598 5.4781
October 5.4890 5.4518 5.4696
November 5.4823 5.4368 5.4620
December 5.4573 5.4197 5.4410