YEARLY HIGH
3.2242 MAD
YEARLY LOW
3.1271 MAD
YEARLY AVERAGE
3.1777 MAD

2026 TND to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TND to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 3.2242. Conversely, the yearly low was recorded on January 1, dropping to 3.1271.

This high-to-low spread represents a total annual volatility of 0.0971 MAD. From a start-to-finish perspective, comparing the January average rate of 3.1674 to the December average rate of 3.1770, the exchange rate registered a net change of 0.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.2242 was up 0.60% compared to the 2025 peak of 3.2049, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 16,121 MAD
2025 Average 15,600 MAD
Yearly Trough Low 15,636 MAD
Transaction Impact: A difference of 485.69 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.2042
3.1586
JanuMarcMayJuly

TND to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1800, compared to 3.1708 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0092 points.

H1 Avg (Jan–Jun) 3.1800
H2 Avg (Jul–Dec) 3.1708

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0860 MAD (High: 3.2131 / Low: 3.1271). On the other end, August was the most stable month, with a tight range of 0.0063 MAD (High: 3.1800 / Low: 3.1737).

January Spread (Volatile) ±0.0860
August Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0327 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 3.1897) against the same month in 2025 (average: 3.1404), the exchange rate shifted by +0.0493 (+1.57%).

2026 Avg (February) 3.1897
2025 Avg (February) 3.1404

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2131 3.1271 3.1674
February 3.2242 3.1582 3.1897
March 3.2187 3.1639 3.1924
April 3.2195 3.1763 3.2004
May 3.2103 3.1420 3.1677
June 3.1880 3.1372 3.1624
July 3.1858 3.1505 3.1647
August 3.1800 3.1737 3.1770