YEARLY HIGH
3.3738 MAD
YEARLY LOW
3.1274 MAD
YEARLY AVERAGE
3.2625 MAD

2023 TND to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the TND to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 3.3738. Conversely, the yearly low was recorded on July 27, dropping to 3.1274.

This high-to-low spread represents a total annual volatility of 0.2464 MAD. From a start-to-finish perspective, comparing the January average rate of 3.3105 to the December average rate of 3.2403, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 3.3738 was down 3.26% compared to the 2022 peak of 3.4875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 16,869 MAD
2022 Average 16,474 MAD
Yearly Trough Low 15,637 MAD
Transaction Impact: A difference of 1,232.19 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

3.3286
3.1615
JanuMarcMayJulySeptNove

TND to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2979, compared to 3.2272 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0707 points.

H1 Avg (Jan–Jun) 3.2979
H2 Avg (Jul–Dec) 3.2272

Volatility Range Comparison

Volatility

The most volatile month in 2023 was August, with a trading range of 0.1575 MAD (High: 3.2888 / Low: 3.1313). On the other end, May was the most stable month, with a tight range of 0.0464 MAD (High: 3.3206 / Low: 3.2742).

August Spread (Volatile) ±0.1575
May Spread (Stable) ±0.0464

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0730 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0730

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2023: 3.3147) against the same month in 2022 (average: 3.2606), the exchange rate shifted by +0.0541 (+1.66%).

2023 Avg (February) 3.3147
2022 Avg (February) 3.2606

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3647 3.2738 3.3105
February 3.3738 3.2737 3.3147
March 3.3538 3.2634 3.3092
April 3.3606 3.2251 3.3086
May 3.3206 3.2742 3.2957
June 3.2974 3.1939 3.2484
July 3.2219 3.1274 3.1754
August 3.2888 3.1313 3.2031
September 3.3043 3.2277 3.2608
October 3.2640 3.2077 3.2379
November 3.2698 3.2030 3.2457
December 3.3055 3.2071 3.2403