YEARLY HIGH
3.2049 MAD
YEARLY LOW
3.0518 MAD
YEARLY AVERAGE
3.1200 MAD

2025 TND to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TND to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 3.2049. Conversely, the yearly low was recorded on April 11, dropping to 3.0518.

This high-to-low spread represents a total annual volatility of 0.1531 MAD. From a start-to-finish perspective, comparing the January average rate of 3.1351 to the December average rate of 3.1428, the exchange rate registered a net change of 0.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.2049 was down 1.90% compared to the 2024 peak of 3.2669, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 16,024 MAD
2024 Average 15,970 MAD
Yearly Trough Low 15,259 MAD
Transaction Impact: A difference of 765.41 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.1489
3.0836
JanuMarcMayJulySeptNove

TND to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1133, compared to 3.1267 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0134 points.

H1 Avg (Jan–Jun) 3.1133
H2 Avg (Jul–Dec) 3.1267

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0953 MAD (High: 3.1679 / Low: 3.0726). On the other end, December was the most stable month, with a tight range of 0.0279 MAD (High: 3.1550 / Low: 3.1271).

July Spread (Volatile) ±0.0953
December Spread (Stable) ±0.0279

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0294 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0294

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 3.1434) against the same month in 2024 (average: 3.1729), the exchange rate shifted by -0.0295 (-0.93%).

2025 Avg (November) 3.1434
2024 Avg (November) 3.1729

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1742 3.1207 3.1351
February 3.1563 3.1088 3.1404
March 3.1541 3.0904 3.1235
April 3.1272 3.0518 3.0940
May 3.1055 3.0597 3.0890
June 3.1191 3.0640 3.0979
July 3.1679 3.0726 3.1109
August 3.1451 3.0818 3.1145
September 3.1470 3.0841 3.1124
October 3.1632 3.1019 3.1360
November 3.2049 3.1194 3.1434
December 3.1550 3.1271 3.1428