2020 TOP to BDT Historical Review

YEARLY HIGH

37.7680 BDT

YEARLY LOW

35.0968 BDT

YEARLY AVERAGE

36.8669 BDT

2020 TOP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 37.7680. Conversely, the yearly low was recorded on March 23, dropping to 35.0968.

This high-to-low spread represents a total annual volatility of 2.6711 BDT. From a start-to-finish perspective, comparing the January average rate of 36.9413 to the December average rate of 37.1274, the exchange rate registered a net change of 0.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.7680 was down 1.05% compared to the 2019 peak of 38.1675, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 188,840 BDT

2019 Average 184,240 BDT

Yearly Trough Low 175,484 BDT

Transaction Impact: A difference of 13,355.70 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

37.5242

35.9910

JanuMarcMayJulySeptNove

TOP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.7112, compared to 37.0225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3113 points.

H1 Avg (Jan–Jun) 36.7112

H2 Avg (Jul–Dec) 37.0225

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6852 BDT (High: 36.7820 / Low: 35.0968). On the other end, December was the most stable month, with a tight range of 0.2026 BDT (High: 37.2206 / Low: 37.0179).

March Spread (Volatile) ±1.6852

December Spread (Stable) ±0.2026

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5407 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5407

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 37.3965) against the same month in 2019 (average: 36.9220), the exchange rate shifted by +0.4745 (+1.29%).

2020 Avg (June) 37.3965

2019 Avg (June) 36.9220

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.3395	36.6113	36.9413
February	36.7771	36.5737	36.6595
March	36.7820	35.0968	36.1188
April	36.8247	35.9035	36.3448
May	37.0914	36.5168	36.8066
June	37.7680	36.9946	37.3965
July	37.3910	37.0885	37.1995
August	37.4351	37.0210	37.1912
September	37.5292	36.6003	37.1249
October	36.8159	36.4808	36.6429
November	37.0864	36.4366	36.8490
December	37.2206	37.0179	37.1274