2021 TOP to BDT Historical Review

YEARLY HIGH

38.3504 BDT

YEARLY LOW

36.7445 BDT

YEARLY AVERAGE

37.5498 BDT

2021 TOP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 38.3504. Conversely, the yearly low was recorded on February 6, dropping to 36.7445.

This high-to-low spread represents a total annual volatility of 1.6059 BDT. From a start-to-finish perspective, comparing the January average rate of 37.1815 to the December average rate of 37.5486, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 38.3504 was up 1.54% compared to the 2020 peak of 37.7680, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 191,752 BDT

2020 Average 184,337 BDT

Yearly Trough Low 183,723 BDT

Transaction Impact: A difference of 8,029.37 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

38.1084

36.8297

JanuMarcMayJulySeptNove

TOP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.3470, compared to 37.7527 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4057 points.

H1 Avg (Jan–Jun) 37.3470

H2 Avg (Jul–Dec) 37.7527

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.7963 BDT (High: 38.3346 / Low: 37.5383). On the other end, July was the most stable month, with a tight range of 0.3278 BDT (High: 37.7278 / Low: 37.4001).

November Spread (Volatile) ±0.7963

July Spread (Stable) ±0.3278

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.4460 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4460

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 38.0019) against the same month in 2020 (average: 36.6429), the exchange rate shifted by +1.3589 (+3.71%).

2021 Avg (October) 38.0019

2020 Avg (October) 36.6429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.5172	36.8301	37.1815
February	37.3105	36.7445	36.9363
March	37.5119	36.8450	37.1577
April	37.5350	36.8921	37.2225
May	38.0034	37.2370	37.6480
June	38.2310	37.5861	37.9359
July	37.7278	37.4001	37.5552
August	37.7265	37.1991	37.5481
September	38.0511	37.6299	37.8677
October	38.3504	37.7188	38.0019
November	38.3346	37.5383	37.9945
December	37.7185	37.3824	37.5486