2026 TOP to BDT Historical Review

YEARLY HIGH

51.3641 BDT

YEARLY LOW

50.4140 BDT

YEARLY AVERAGE

50.9702 BDT

2026 TOP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 51.3641. Conversely, the yearly low was recorded on January 25, dropping to 50.4140.

This high-to-low spread represents a total annual volatility of 0.9501 BDT. From a start-to-finish perspective, comparing the January average rate of 50.7660 to the December average rate of 51.1320, the exchange rate registered a net change of 0.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 51.3641 was up 0.58% compared to the 2025 peak of 51.0699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 256,821 BDT

2025 Average 252,737 BDT

Yearly Trough Low 252,070 BDT

Transaction Impact: A difference of 4,750.60 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

51.2539

50.6971

JanuMarcMayJuly

TOP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 50.9037, compared to 51.1697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2660 points.

H1 Avg (Jan–Jun) 50.9037

H2 Avg (Jul–Dec) 51.1697

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.6935 BDT (High: 51.2169 / Low: 50.5234). On the other end, August was the most stable month, with a tight range of 0.0000 BDT (High: 51.1320 / Low: 51.1320).

March Spread (Volatile) ±0.6935

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0755 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 51.2075) against the same month in 2025 (average: 50.6554), the exchange rate shifted by +0.5521 (+1.09%).

2026 Avg (July) 51.2075

2025 Avg (July) 50.6554

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	50.8602	50.4140	50.7660
February	51.1583	50.6020	50.7435
March	51.2169	50.5234	50.8820
April	51.2759	50.8475	51.0184
May	51.0080	50.9707	50.9847
June	51.1633	50.9565	51.0276
July	51.3641	51.0814	51.2075
August	51.1320	51.1320	51.1320