YEARLY HIGH
45.3514 BDT
YEARLY LOW
36.9127 BDT
YEARLY AVERAGE
39.9881 BDT

2022 TOP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the TOP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 45.3514. Conversely, the yearly low was recorded on May 15, dropping to 36.9127.

This high-to-low spread represents a total annual volatility of 8.4387 BDT. From a start-to-finish perspective, comparing the January average rate of 37.7453 to the December average rate of 44.2359, the exchange rate registered a net change of 17.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 45.3514 was up 18.26% compared to the 2021 peak of 38.3504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 226,757 BDT
2021 Average 187,763 BDT
Yearly Trough Low 184,563 BDT
Transaction Impact: A difference of 42,193.71 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

44.9013
36.9161
JanuMarcMayJulySeptNove

TOP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.1812, compared to 41.7950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6138 points.

H1 Avg (Jan–Jun) 38.1812
H2 Avg (Jul–Dec) 41.7950

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 4.4921 BDT (High: 43.9340 / Low: 39.4419). On the other end, January was the most stable month, with a tight range of 0.4845 BDT (High: 37.9156 / Low: 37.4310).

September Spread (Volatile) ±4.4921
January Spread (Stable) ±0.4845

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4932 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.4932

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 44.2359) against the same month in 2021 (average: 37.5486), the exchange rate shifted by +6.6873 (+17.81%).

2022 Avg (December) 44.2359
2021 Avg (December) 37.5486

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 37.9156 37.4310 37.7453
February 38.1959 37.5910 37.9183
March 38.4774 37.6816 38.0487
April 38.4750 37.4674 38.0748
May 38.7376 36.9127 37.5816
June 40.4693 38.6258 39.7183
July 40.5741 39.4699 39.9674
August 41.0156 40.2654 40.6258
September 43.9340 39.4419 41.1095
October 43.4172 40.9982 42.0258
November 44.7826 41.7055 42.8055
December 45.3514 43.6049 44.2359