YEARLY HIGH
51.0699 BDT
YEARLY LOW
49.5440 BDT
YEARLY AVERAGE
50.5473 BDT

2025 TOP to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 51.0699. Conversely, the yearly low was recorded on January 15, dropping to 49.5440.

This high-to-low spread represents a total annual volatility of 1.5259 BDT. From a start-to-finish perspective, comparing the January average rate of 50.0830 to the December average rate of 50.7688, the exchange rate registered a net change of 1.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 51.0699 was down 0.25% compared to the 2024 peak of 51.1999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 255,349 BDT
2024 Average 243,683 BDT
Yearly Trough Low 247,720 BDT
Transaction Impact: A difference of 7,629.28 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

50.8427
50.0139
JanuMarcMayJulySeptNove

TOP to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 50.4621, compared to 50.6326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1705 points.

H1 Avg (Jan–Jun) 50.4621
H2 Avg (Jul–Dec) 50.6326

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 1.3567 BDT (High: 50.9007 / Low: 49.5440). On the other end, April was the most stable month, with a tight range of 0.1492 BDT (High: 50.5086 / Low: 50.3594).

January Spread (Volatile) ±1.3567
April Spread (Stable) ±0.1492

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1867 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1867

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 50.6554) against the same month in 2024 (average: 49.6461), the exchange rate shifted by +1.0092 (+2.03%).

2025 Avg (July) 50.6554
2024 Avg (July) 49.6461

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 50.9007 49.5440 50.0830
February 50.8772 49.8678 50.4406
March 50.5535 49.9418 50.4363
April 50.5086 50.3594 50.4523
May 50.7729 50.3645 50.5865
June 50.9756 50.7150 50.7737
July 51.0699 50.2598 50.6554
August 50.7563 49.9508 50.4687
September 50.6068 50.3981 50.5343
October 50.8295 50.3519 50.6416
November 50.9328 50.6080 50.7267
December 50.8277 50.6748 50.7688