2020 TOP to NPR Historical Review

YEARLY HIGH

53.8924 NPR

YEARLY LOW

49.1141 NPR

YEARLY AVERAGE

51.4922 NPR

2020 TOP to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 12, valuing the pair at 53.8924. Conversely, the yearly low was recorded on February 6, dropping to 49.1141.

This high-to-low spread represents a total annual volatility of 4.7782 NPR. From a start-to-finish perspective, comparing the January average rate of 49.6245 to the December average rate of 51.5804, the exchange rate registered a net change of 3.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 53.8924 was up 5.52% compared to the 2019 peak of 51.0753, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 269,462 NPR

2019 Average 245,733 NPR

Yearly Trough Low 245,571 NPR

Transaction Impact: A difference of 23,891.13 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

53.7638

48.9593

JanuMarcMayJulySeptNove

TOP to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 51.2568, compared to 51.7277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4709 points.

H1 Avg (Jan–Jun) 51.2568

H2 Avg (Jul–Dec) 51.7277

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.9029 NPR (High: 51.5886 / Low: 49.6857). On the other end, December was the most stable month, with a tight range of 0.5535 NPR (High: 51.9474 / Low: 51.3940).

March Spread (Volatile) ±1.9029

December Spread (Stable) ±0.5535

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.8939 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.8939

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 53.3634) against the same month in 2019 (average: 48.5743), the exchange rate shifted by +4.7891 (+9.86%).

2020 Avg (June) 53.3634

2019 Avg (June) 48.5743

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	50.2919	49.2126	49.6245
February	49.8251	49.1141	49.3597
March	51.5886	49.6857	50.6329
April	52.9606	51.3398	52.1542
May	52.8709	51.7502	52.4059
June	53.8924	52.6973	53.3634
July	52.8480	52.2349	52.5877
August	52.9039	51.5186	52.3076
September	51.7869	50.8868	51.4137
October	51.3092	50.5098	50.8486
November	51.9698	51.1598	51.6283
December	51.9474	51.3940	51.5804