YEARLY HIGH
53.6636 NPR
YEARLY LOW
50.3919 NPR
YEARLY AVERAGE
52.1630 NPR

2021 TOP to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 53.6636. Conversely, the yearly low was recorded on February 19, dropping to 50.3919.

This high-to-low spread represents a total annual volatility of 3.2717 NPR. From a start-to-finish perspective, comparing the January average rate of 51.2833 to the December average rate of 52.7529, the exchange rate registered a net change of 2.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 53.6636 was down 0.42% compared to the 2020 peak of 53.8924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 268,318 NPR
2020 Average 257,484 NPR
Yearly Trough Low 251,960 NPR
Transaction Impact: A difference of 16,358.68 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

53.4191
50.4110
JanuMarcMayJulySeptNove

TOP to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 51.6465, compared to 52.6794 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0329 points.

H1 Avg (Jan–Jun) 51.6465
H2 Avg (Jul–Dec) 52.6794

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.8914 NPR (High: 53.0289 / Low: 51.1374). On the other end, July was the most stable month, with a tight range of 0.5204 NPR (High: 53.0435 / Low: 52.5231).

April Spread (Volatile) ±1.8914
July Spread (Stable) ±0.5204

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6217 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6217

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 53.1684) against the same month in 2020 (average: 50.8486), the exchange rate shifted by +2.3198 (+4.56%).

2021 Avg (October) 53.1684
2020 Avg (October) 50.8486

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 51.8782 50.7016 51.2833
February 51.5011 50.3919 50.6617
March 51.4342 50.4426 51.0055
April 53.0289 51.1374 52.2415
May 52.6910 51.6430 52.0234
June 53.0167 52.1982 52.6639
July 53.0435 52.5231 52.7689
August 52.8363 51.4780 52.3973
September 52.4386 51.8520 52.2337
October 53.6636 52.2366 53.1684
November 53.5733 52.2784 52.7554
December 53.3032 52.3127 52.7529