2026 TOP to NPR Historical Review

YEARLY HIGH

64.1930 NPR

YEARLY LOW

59.7359 NPR

YEARLY AVERAGE

62.1815 NPR

2026 TOP to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 64.1930. Conversely, the yearly low was recorded on January 8, dropping to 59.7359.

This high-to-low spread represents a total annual volatility of 4.4571 NPR. From a start-to-finish perspective, comparing the January average rate of 60.3126 to the December average rate of 63.1506, the exchange rate registered a net change of 4.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 64.1930 was up 6.32% compared to the 2025 peak of 60.3791, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 320,965 NPR

2025 Average 289,090 NPR

Yearly Trough Low 298,680 NPR

Transaction Impact: A difference of 22,285.31 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

63.9649

59.9510

JanuMarcMayJuly

TOP to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 61.7786, compared to 63.3905 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6119 points.

H1 Avg (Jan–Jun) 61.7786

H2 Avg (Jul–Dec) 63.3905

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 2.8368 NPR (High: 63.2032 / Low: 60.3665). On the other end, August was the most stable month, with a tight range of 0.0285 NPR (High: 63.1602 / Low: 63.1317).

March Spread (Volatile) ±2.8368

August Spread (Stable) ±0.0285

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5126 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 63.6304) against the same month in 2025 (average: 57.1679), the exchange rate shifted by +6.4625 (+11.30%).

2026 Avg (July) 63.6304

2025 Avg (July) 57.1679

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	61.4964	59.7359	60.3126
February	61.5105	60.0111	60.2855
March	63.2032	60.3665	61.6126
April	63.0143	61.3099	61.9792
May	63.7261	63.0477	63.4971
June	63.6261	62.4269	62.9845
July	64.1930	62.8233	63.6304
August	63.1602	63.1317	63.1506