YEARLY HIGH
102.3826 PKR
YEARLY LOW
76.8817 PKR
YEARLY AVERAGE
87.6131 PKR

2022 TOP to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the TOP to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 102.3826. Conversely, the yearly low was recorded on February 8, dropping to 76.8817.

This high-to-low spread represents a total annual volatility of 25.5009 PKR. From a start-to-finish perspective, comparing the January average rate of 77.5830 to the December average rate of 95.9871, the exchange rate registered a net change of 23.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 102.3826 was up 30.52% compared to the 2021 peak of 78.4433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 511,913 PKR
2021 Average 359,631 PKR
Yearly Trough Low 384,408 PKR
Transaction Impact: A difference of 127,504.59 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

98.6018
75.5486
JanuMarcMayJulySeptNove

TOP to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.2617, compared to 93.9645 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.7028 points.

H1 Avg (Jan–Jun) 81.2617
H2 Avg (Jul–Dec) 93.9645

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 15.1087 PKR (High: 102.3826 / Low: 87.2739). On the other end, January was the most stable month, with a tight range of 1.3299 PKR (High: 78.3632 / Low: 77.0333).

July Spread (Volatile) ±15.1087
January Spread (Stable) ±1.3299

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 5.8907 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -5.8907

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2022: 92.6848) against the same month in 2021 (average: 70.8667), the exchange rate shifted by +21.8181 (+30.79%).

2022 Avg (July) 92.6848
2021 Avg (July) 70.8667

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 78.3632 77.0333 77.5830
February 78.2427 76.8817 77.4697
March 81.1603 77.8668 79.5142
April 82.9194 79.9664 81.4137
May 87.6301 80.0689 83.5727
June 90.6878 85.6641 88.0168
July 102.3826 87.2739 92.6848
August 102.2796 91.7325 94.4229
September 100.4279 92.4417 96.6807
October 94.0724 88.5833 90.7900
November 95.1159 90.3125 93.2213
December 96.7639 95.1897 95.9871