YEARLY HIGH
117.1247 PKR
YEARLY LOW
114.8812 PKR
YEARLY AVERAGE
115.7221 PKR

2026 TOP to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 117.1247. Conversely, the yearly low was recorded on July 31, dropping to 114.8812.

This high-to-low spread represents a total annual volatility of 2.2435 PKR. From a start-to-finish perspective, comparing the January average rate of 116.2446 to the December average rate of 114.9997, the exchange rate registered a net change of -1.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 117.1247 was down 3.86% compared to the 2025 peak of 121.8282, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 585,624 PKR
2025 Average 584,287 PKR
Yearly Trough Low 574,406 PKR
Transaction Impact: A difference of 11,217.37 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

116.3690
114.8752
JanuMarcMayJuly

TOP to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 115.8948, compared to 115.2040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6908 points.

H1 Avg (Jan–Jun) 115.8948
H2 Avg (Jul–Dec) 115.2040

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.6781 PKR (High: 116.9917 / Low: 115.3136). On the other end, August was the most stable month, with a tight range of 0.0000 PKR (High: 114.9997 / Low: 114.9997).

January Spread (Volatile) ±1.6781
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4087 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.4087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 116.0652) against the same month in 2025 (average: 115.8249), the exchange rate shifted by +0.2403 (+0.21%).

2026 Avg (February) 116.0652
2025 Avg (February) 115.8249

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 116.9917 115.3136 116.2446
February 117.1247 115.7572 116.0652
March 116.4732 115.5246 115.9593
April 116.4243 115.6261 115.8554
May 115.7819 115.4863 115.6688
June 115.6969 115.3975 115.5754
July 115.6552 114.8812 115.4084
August 114.9997 114.9997 114.9997