YEARLY HIGH
121.8282 PKR
YEARLY LOW
113.7626 PKR
YEARLY AVERAGE
116.8527 PKR

2025 TOP to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 10, valuing the pair at 121.8282. Conversely, the yearly low was recorded on January 13, dropping to 113.7626.

This high-to-low spread represents a total annual volatility of 8.0656 PKR. From a start-to-finish perspective, comparing the January average rate of 114.7445 to the December average rate of 116.5052, the exchange rate registered a net change of 1.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 121.8282 was up 0.73% compared to the 2024 peak of 120.9473, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 609,141 PKR
2024 Average 587,714 PKR
Yearly Trough Low 568,813 PKR
Transaction Impact: A difference of 40,327.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

118.3859
114.4135
JanuMarcMayJulySeptNove

TOP to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 116.3602, compared to 117.3453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9851 points.

H1 Avg (Jan–Jun) 116.3602
H2 Avg (Jul–Dec) 117.3453

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 6.6698 PKR (High: 121.8282 / Low: 115.1584). On the other end, April was the most stable month, with a tight range of 0.5433 PKR (High: 116.7475 / Low: 116.2042).

March Spread (Volatile) ±6.6698
April Spread (Stable) ±0.5433

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6891 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6891

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 116.4311) against the same month in 2024 (average: 117.6455), the exchange rate shifted by -1.2144 (-1.03%).

2025 Avg (March) 116.4311
2024 Avg (March) 117.6455

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 116.3890 113.7626 114.7445
February 116.4232 114.0879 115.8249
March 121.8282 115.1584 116.4311
April 116.7475 116.2042 116.5328
May 117.5244 116.6941 117.0760
June 118.2710 117.0175 117.5515
July 118.4892 117.4908 118.0548
August 117.9507 116.3557 117.5148
September 118.0053 116.8721 117.5083
October 117.9309 116.6645 117.2943
November 117.4904 116.5315 117.1943
December 117.3859 116.2100 116.5052