YEARLY HIGH
120.9473 PKR
YEARLY LOW
115.2892 PKR
YEARLY AVERAGE
117.5427 PKR

2024 TOP to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TOP to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 120.9473. Conversely, the yearly low was recorded on April 29, dropping to 115.2892.

This high-to-low spread represents a total annual volatility of 5.6581 PKR. From a start-to-finish perspective, comparing the January average rate of 118.8411 to the December average rate of 116.1371, the exchange rate registered a net change of -2.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 120.9473 was down 6.27% compared to the 2023 peak of 129.0353, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 604,737 PKR
2023 Average 591,482 PKR
Yearly Trough Low 576,446 PKR
Transaction Impact: A difference of 28,290.62 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

119.1115
115.8667
JanuMarcMayJulySeptNove

TOP to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 117.7449, compared to 117.3405 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4045 points.

H1 Avg (Jan–Jun) 117.7449
H2 Avg (Jul–Dec) 117.3405

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 3.6724 PKR (High: 120.9473 / Low: 117.2749). On the other end, December was the most stable month, with a tight range of 0.7231 PKR (High: 116.5007 / Low: 115.7776).

January Spread (Volatile) ±3.6724
December Spread (Stable) ±0.7231

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3801 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.3801

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 118.8411) against the same month in 2023 (average: 100.3586), the exchange rate shifted by +18.4826 (+18.42%).

2024 Avg (January) 118.8411
2023 Avg (January) 100.3586

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 120.9473 117.2749 118.8411
February 118.5104 115.5893 117.8349
March 118.5069 116.6288 117.6455
April 117.4552 115.2892 116.6250
May 118.2363 116.5142 117.4887
June 118.8621 117.6285 118.0343
July 118.3331 116.5172 117.6161
August 119.2732 116.1029 117.7623
September 119.2459 118.1625 118.6713
October 118.9305 116.5190 117.6180
November 117.0708 115.6495 116.2379
December 116.5007 115.7776 116.1371