2015 TOP to SAR Historical Review

YEARLY HIGH

1.9054 SAR

YEARLY LOW

1.6467 SAR

YEARLY AVERAGE

1.7739 SAR

2015 TOP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TOP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 1.9054. Conversely, the yearly low was recorded on December 14, dropping to 1.6467.

This high-to-low spread represents a total annual volatility of 0.2587 SAR. From a start-to-finish perspective, comparing the January average rate of 1.8954 to the December average rate of 1.6729, the exchange rate registered a net change of -11.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.9054 was down 8.55% compared to the 2014 peak of 2.0836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 9,527 SAR

2014 Average 9,943 SAR

Yearly Trough Low 8,234 SAR

Transaction Impact: A difference of 1,293.50 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.9177

1.6507

JanuMarcMayJulySeptNove

TOP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8537, compared to 1.6941 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1596 points.

H1 Avg (Jan–Jun) 1.8537

H2 Avg (Jul–Dec) 1.6941

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.1003 SAR (High: 1.8331 / Low: 1.7328). On the other end, April was the most stable month, with a tight range of 0.0028 SAR (High: 1.8532 / Low: 1.8504).

June Spread (Volatile) ±0.1003

April Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0601 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.8954) against the same month in 2014 (average: 2.0142), the exchange rate shifted by -0.1188 (-5.90%).

2015 Avg (January) 1.8954

2014 Avg (January) 2.0142

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9054	1.8857	1.8954
February	1.8954	1.8509	1.8683
March	1.8793	1.8388	1.8604
April	1.8532	1.8504	1.8515
May	1.8530	1.8462	1.8510
June	1.8331	1.7328	1.7953
July	1.7634	1.6889	1.7352
August	1.6893	1.6568	1.6872
September	1.7395	1.6562	1.7013
October	1.6953	1.6713	1.6811
November	1.6974	1.6702	1.6867
December	1.6819	1.6467	1.6729