2020 TOP to SAR Historical Review

YEARLY HIGH

1.6677 SAR

YEARLY LOW

1.5654 SAR

YEARLY AVERAGE

1.6306 SAR

2020 TOP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 1.6677. Conversely, the yearly low was recorded on March 23, dropping to 1.5654.

This high-to-low spread represents a total annual volatility of 0.1023 SAR. From a start-to-finish perspective, comparing the January average rate of 1.6335 to the December average rate of 1.6427, the exchange rate registered a net change of 0.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6677 was down 1.86% compared to the 2019 peak of 1.6992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 8,338 SAR

2019 Average 8,188 SAR

Yearly Trough Low 7,827 SAR

Transaction Impact: A difference of 511.68 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6579

1.5936

JanuMarcMayJulySeptNove

TOP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6237, compared to 1.6375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 1.6237

H2 Avg (Jul–Dec) 1.6375

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0610 SAR (High: 1.6263 / Low: 1.5654). On the other end, February was the most stable month, with a tight range of 0.0072 SAR (High: 1.6236 / Low: 1.6165).

March Spread (Volatile) ±0.0610

February Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0209 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0209

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 1.6526) against the same month in 2019 (average: 1.6395), the exchange rate shifted by +0.0131 (+0.80%).

2020 Avg (June) 1.6526

2019 Avg (June) 1.6395

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6434	1.6195	1.6335
February	1.6236	1.6165	1.6195
March	1.6263	1.5654	1.5990
April	1.6288	1.5931	1.6098
May	1.6410	1.6152	1.6276
June	1.6677	1.6345	1.6526
July	1.6531	1.6386	1.6452
August	1.6548	1.6381	1.6445
September	1.6574	1.6199	1.6420
October	1.6286	1.6122	1.6210
November	1.6399	1.6119	1.6299
December	1.6495	1.6367	1.6427