YEARLY HIGH
1.5687 SAR
YEARLY LOW
1.5324 SAR
YEARLY AVERAGE
1.5565 SAR

2025 TOP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.5687. Conversely, the yearly low was recorded on January 13, dropping to 1.5324.

This high-to-low spread represents a total annual volatility of 0.0363 SAR. From a start-to-finish perspective, comparing the January average rate of 1.5449 to the December average rate of 1.5582, the exchange rate registered a net change of 0.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5687 was down 2.50% compared to the 2024 peak of 1.6090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 7,844 SAR
2024 Average 7,920 SAR
Yearly Trough Low 7,662 SAR
Transaction Impact: A difference of 181.55 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.5596
1.5435
JanuMarcMayJulySeptNove

TOP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5552, compared to 1.5578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 1.5552
H2 Avg (Jul–Dec) 1.5578

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0363 SAR (High: 1.5687 / Low: 1.5324). On the other end, May was the most stable month, with a tight range of 0.0008 SAR (High: 1.5582 / Low: 1.5575).

January Spread (Volatile) ±0.0363
May Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.5449) against the same month in 2024 (average: 1.5921), the exchange rate shifted by -0.0473 (-2.97%).

2025 Avg (January) 1.5449
2024 Avg (January) 1.5921

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5687 1.5324 1.5449
February 1.5577 1.5344 1.5544
March 1.5582 1.5540 1.5577
April 1.5596 1.5518 1.5582
May 1.5582 1.5575 1.5578
June 1.5590 1.5575 1.5581
July 1.5584 1.5574 1.5578
August 1.5588 1.5528 1.5582
September 1.5606 1.5516 1.5578
October 1.5579 1.5569 1.5575
November 1.5580 1.5534 1.5573
December 1.5590 1.5573 1.5582