YEARLY HIGH
1.5667 SAR
YEARLY LOW
1.5372 SAR
YEARLY AVERAGE
1.5581 SAR

2026 TOP to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 30, valuing the pair at 1.5667. Conversely, the yearly low was recorded on June 21, dropping to 1.5372.

This high-to-low spread represents a total annual volatility of 0.0296 SAR. From a start-to-finish perspective, comparing the January average rate of 1.5575 to the December average rate of 1.5551, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.5667 was down 0.13% compared to the 2025 peak of 1.5687, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 7,834 SAR
2025 Average 7,782 SAR
Yearly Trough Low 7,686 SAR
Transaction Impact: A difference of 147.80 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.5606
1.5546
JanuMarcMayJuly

TOP to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5584, compared to 1.5572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 1.5584
H2 Avg (Jul–Dec) 1.5572

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0255 SAR (High: 1.5626 / Low: 1.5372). On the other end, August was the most stable month, with a tight range of 0.0011 SAR (High: 1.5555 / Low: 1.5544).

June Spread (Volatile) ±0.0255
August Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 1.5601) against the same month in 2025 (average: 1.5578), the exchange rate shifted by +0.0023 (+0.15%).

2026 Avg (May) 1.5601
2025 Avg (May) 1.5578

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5579 1.5565 1.5575
February 1.5611 1.5541 1.5575
March 1.5630 1.5511 1.5587
April 1.5595 1.5567 1.5583
May 1.5667 1.5548 1.5601
June 1.5626 1.5372 1.5579
July 1.5620 1.5533 1.5594
August 1.5555 1.5544 1.5551