YEARLY HIGH
3.7650 SAR
YEARLY LOW
3.7491 SAR
YEARLY AVERAGE
3.7527 SAR

2020 USD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the USD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 3.7650. Conversely, the yearly low was recorded on August 17, dropping to 3.7491.

This high-to-low spread represents a total annual volatility of 0.0159 SAR. From a start-to-finish perspective, comparing the January average rate of 3.7515 to the December average rate of 3.7516, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.7650 was up 0.07% compared to the 2019 peak of 3.7624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 18,825 SAR
2019 Average 18,753 SAR
Yearly Trough Low 18,745 SAR
Transaction Impact: A difference of 79.67 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.7611
3.7495
JanuMarcMayJulySeptNove

USD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7545, compared to 3.7508 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 3.7545
H2 Avg (Jul–Dec) 3.7508

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0136 SAR (High: 3.7650 / Low: 3.7514). On the other end, November was the most stable month, with a tight range of 0.0007 SAR (High: 3.7507 / Low: 3.7501).

March Spread (Volatile) ±0.0136
November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0042 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.7549) against the same month in 2019 (average: 3.7506), the exchange rate shifted by +0.0044 (+0.12%).

2020 Avg (March) 3.7549
2019 Avg (March) 3.7506

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7521 3.7509 3.7515
February 3.7529 3.7501 3.7513
March 3.7650 3.7514 3.7549
April 3.7641 3.7529 3.7601
May 3.7589 3.7550 3.7568
June 3.7550 3.7511 3.7526
July 3.7524 3.7501 3.7509
August 3.7512 3.7491 3.7505
September 3.7512 3.7503 3.7508
October 3.7529 3.7498 3.7509
November 3.7507 3.7501 3.7505
December 3.7532 3.7507 3.7516