YEARLY HIGH
3.7575 SAR
YEARLY LOW
3.7358 SAR
YEARLY AVERAGE
3.7510 SAR

2025 USD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the USD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 3.7575. Conversely, the yearly low was recorded on September 21, dropping to 3.7358.

This high-to-low spread represents a total annual volatility of 0.0217 SAR. From a start-to-finish perspective, comparing the January average rate of 3.7525 to the December average rate of 3.7517, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.7575 was down 0.03% compared to the 2024 peak of 3.7587, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 18,788 SAR
2024 Average 18,761 SAR
Yearly Trough Low 18,679 SAR
Transaction Impact: A difference of 108.64 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.7528
3.7493
JanuMarcMayJulySeptNove

USD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7512, compared to 3.7508 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 3.7512
H2 Avg (Jul–Dec) 3.7508

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0217 SAR (High: 3.7575 / Low: 3.7358). On the other end, May was the most stable month, with a tight range of 0.0018 SAR (High: 3.7519 / Low: 3.7501).

September Spread (Volatile) ±0.0217
May Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0022 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 3.7508) against the same month in 2024 (average: 3.7523), the exchange rate shifted by -0.0015 (-0.04%).

2025 Avg (September) 3.7508
2024 Avg (September) 3.7523

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7563 3.7464 3.7525
February 3.7510 3.7480 3.7503
March 3.7518 3.7417 3.7506
April 3.7551 3.7363 3.7517
May 3.7519 3.7501 3.7508
June 3.7536 3.7502 3.7514
July 3.7523 3.7499 3.7509
August 3.7532 3.7387 3.7519
September 3.7575 3.7358 3.7508
October 3.7510 3.7487 3.7502
November 3.7513 3.7403 3.7496
December 3.7537 3.7496 3.7517