YEARLY HIGH
3.7723 SAR
YEARLY LOW
3.7347 SAR
YEARLY AVERAGE
3.7529 SAR

2026 USD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the USD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 30, valuing the pair at 3.7723. Conversely, the yearly low was recorded on March 1, dropping to 3.7347.

This high-to-low spread represents a total annual volatility of 0.0376 SAR. From a start-to-finish perspective, comparing the January average rate of 3.7501 to the December average rate of 3.7554, the exchange rate registered a net change of 0.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.7723 was up 0.39% compared to the 2025 peak of 3.7575, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 18,862 SAR
2025 Average 18,755 SAR
Yearly Trough Low 18,673 SAR
Transaction Impact: A difference of 188.18 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.7570
3.7495
JanuFebrMarcApriMayJune

USD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7529, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.7529 points.

H1 Avg (Jan–Jun) 3.7529
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was May, with a trading range of 0.0288 SAR (High: 3.7723 / Low: 3.7435). On the other end, January was the most stable month, with a tight range of 0.0034 SAR (High: 3.7511 / Low: 3.7477).

May Spread (Volatile) ±0.0288
January Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 3.7564) against the same month in 2025 (average: 3.7508), the exchange rate shifted by +0.0056 (+0.15%).

2026 Avg (May) 3.7564
2025 Avg (May) 3.7508

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7511 3.7477 3.7501
February 3.7588 3.7419 3.7502
March 3.7633 3.7347 3.7530
April 3.7548 3.7483 3.7521
May 3.7723 3.7435 3.7564
June 3.7618 3.7415 3.7554